{"id":563,"date":"2024-08-14T10:49:41","date_gmt":"2024-08-14T07:49:41","guid":{"rendered":"http:\/\/limaenruta.pe\/?p=563"},"modified":"2024-08-14T11:58:11","modified_gmt":"2024-08-14T08:58:11","slug":"protegidos-en-la-ruta-que-es-el-soat-y-por-que-es-importante","status":"publish","type":"post","link":"https:\/\/limaenruta.pe\/protegidos-en-la-ruta-que-es-el-soat-y-por-que-es-importante\/","title":{"rendered":"\u00bfQu\u00e9 es el SOAT y por qu\u00e9 es importante?"},"content":{"rendered":"\n<p>Entre enero y agosto del 2021, se registraron m\u00e1s de 3,600 accidentes en carreteras en el Per\u00fa, seg\u00fan cifras de la Superintendencia de Transporte Terrestre de Personas, Carga y Mercanc\u00edas (Sutran). Este panorama pone en evidencia la importancia de contar con un seguro que pueda respaldarte econ\u00f3micamente ante un&nbsp;<a href=\"http:\/\/web.archive.org\/web\/20240229092615\/https:\/\/limaenruta.pe\/maneja-seguro\/\">accidente al volante<\/a>&nbsp;de tu veh\u00edculo. As\u00ed podr\u00e1s evitar inesperados desembolsos econ\u00f3micos en medio de una situaci\u00f3n compleja, como&nbsp;<a href=\"http:\/\/web.archive.org\/web\/20240229092615\/https:\/\/limaenruta.pe\/que-hacer-si-chocan-mi-vehiculo-en-la-ruta\/\">un choque<\/a>.<\/p>\n\n\n\n<p>Por eso, si est\u00e1s a punto de comprar un veh\u00edculo automotor, una de las primeras cosas que deber\u00e1s adquirir es un SOAT (Seguro Obligatorio de Accidentes de Tr\u00e1nsito). Este seguro obligatorio \u2013establecido por ley\u2013 tiene un fin social. Seg\u00fan la p\u00e1gina oficial del\u00a0SOAT, este\u00a0<strong>tiene como objetivo asegurar la atenci\u00f3n, de manera inmediata e incondicional, de las v\u00edctimas de accidentes de tr\u00e1nsito<\/strong>\u00a0que sufren lesiones corporales y muerte.\u00a0<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Cobertura contra accidentes<\/strong><\/h5>\n\n\n\n<p>La cobertura de un SOAT es v\u00e1lida a nivel nacional y por un a\u00f1o. \u00bfEl costo? Puede ir desde los S\/ 69 hasta los S\/120. Esto depender\u00e1 de la empresa aseguradora y los beneficios que trae cada una de ellas. \u00bfQu\u00e9 cubre?<\/p>\n\n\n\n<p>Pese a todo lo anterior,\u00a0<strong>se estima que en el Per\u00fa el 29% de los veh\u00edculos automotores circulan sin SOAT<\/strong>, seg\u00fan datos de Pac\u00edfico Seguros. Ahora bien, si est\u00e1s dentro de ese porcentaje o est\u00e1s pensando en evitar la compra de este seguro, debes tener en cuenta que, de acuerdo al Reglamento Nacional de Tr\u00e1nsito, si una persona maneja un veh\u00edculo que no tiene SOAT\u00a0<strong>la multa es de 12% (S\/516) de la UIT (S\/ 4 400)<\/strong>, m\u00e1s la retenci\u00f3n del veh\u00edculo.\u00a0<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>M\u00e1s seguridad en la ruta<\/strong><\/h5>\n\n\n\n<p>Adem\u00e1s de la cobertura de este seguro, para que puedas salir de paseo por la ciudad o ir en busca de una aventura con seguridad, es necesario que siempre realices las revisiones correspondientes a tu auto. Tambi\u00e9n recuerda tener tu kit de herramientas b\u00e1sicas ante un accidente. Adem\u00e1s, no olvides tener todos tus documentos al d\u00eda.<\/p>\n\n\n\n<p>Y, si en caso requieres los servicios de emergencia de Rutas de Lima, no olvides que nos puedes encontrar en la Panamericana Sur (pasando el Tr\u00e9bol de Javier Prado hasta el Puente Pucusana).<\/p>\n\n\n\n<p>Estamos dispuestos a ayudarte ofreciendo servicio gratuito de auxilio vial, gr\u00faa liviana, gr\u00faa pesada o ambulancia las 24 horas del d\u00eda. Si te encuentras en un punto alejado, puedes comunicarte con nosotros llamando al 0800-44-192.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entre enero y agosto del 2021, se registraron m\u00e1s de 3,600 accidentes en carreteras en [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-563","post","type-post","status-publish","format-standard","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es el SOAT y por qu\u00e9 es importante? - Lima en Ruta<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/limaenruta.pe\/protegidos-en-la-ruta-que-es-el-soat-y-por-que-es-importante\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es el SOAT y por qu\u00e9 es importante? 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